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Holidaymakers who have Spain trips booked have been left fretting over the latest government guidelines.
The FCO has issued new rules about travelling to the European destination.
Due to a spike in coronavirus cases, Brits have been warned not to fly to mainland Spain unless it is "essential" to do so.
The Canary Islands and Balearic Islands are still deemed to be safe enough to travel to.
But on returning back to the UK, all travellers who have been to Spanish destinations will have to quarantine for 14 days.
Martin Lewis, founder of Money Saving Expert, recently gave advice to consumers regarding these changes.
CambridgeshireLive rounded up the consumer expert's top pieces of advice that should be helpful if you plan to visit Spain any time soon.
If I’m on holiday in Spain and I now have to quarantine when I come back – what are my rights?
Martin said travel insurance was unlikely to provide cover for the fact people may have to quarantine upon their return to the UK.
“For almost all mainstream policies I'm not aware of it,” he said. “Check with your travel insurer, but effectively, you’re going to have to come back and quarantine and that will likely cause many people difficulties.
“Speak to your employer, hopefully you can work from home.”
“But I don’t have many warm words on that. It is something we’ve looked at in the past and most travel insurers are saying they won’t cover it.”
I was due to go to Spain, but my flight and holiday has been cancelled – what are my rights?
In some ways, this is ‘the best scenario,’ according to Martin, because you should be entitled to a full refund.
Many package holidays are being cancelled and some flights are being cancelled.
“Of course many of you will be aware of the great difficulties people have getting refunds that have not come as quickly as they should do. It could well be a fight, but legally you’re entitled to it.”
But if you have some difficulties getting the company to refund you, there are other steps you can take.
Martin continued: “If the company doesn’t help you, then you want to look at doing a chargeback or a section 75 claim from the payment card that you paid with.
“Go to the coronavirus travel rights guide on my website, that’s been a big issue running for ages.
“But give the company time to sort it out first. That’s by far the best thing.”
I’m going to travel in spite of the new restrictions – what are my rights?
The current rules mean that anyone returning from any part of Spain has to quarantine for two weeks upon their arrival to the UK.
However, the Foreign and Commonwealth Office advice is slightly different, only advising against ‘all non-essential travel to mainland Spain.’
“If you have an advice against non-essential travel and you travel anyway, it’s likely most mainstream travel insurance policies will not cover you.
“Your policy will most likely be invalid, not just for coronavirus but for all things. So do think very carefully before going to Spain, even thought there are some people arguing rightly that some areas are badly affected and others aren’t.”
“It’s not worth it – if you trip over and bang your head, you’re in the hospital and you need treatment, you need flying back.”
My flight is still on but I don’t want to go – what are my rights?
Unfortunately, Martin said, people in this situation tend to have few rights if the airline has not cancelled the flight.
“You will be covered if you booked your travel insurance and your flight pre-pandemic, so roughly mid-March.
“You are likely to be covered by the travel insurer. Most travel insurance policies would cover it. Not all of them, but most.
“However, if either of those elements, either the travel insurance or the holiday, were booked after the pandemic started, when we first got that Foreign Office advice against travelling anywhere, then you are unlikely to be covered by your travel insurance.”
“It is worth remembering that you are allowed to go to the Canaries and you are allowed to go to Ibiza, because the Foreign Office says you can go, you just have to quarantine when you get home.
“In some ways, that’s even worse if you don’t want to go because even the old travel insurance wouldn’t cover you.”
Unfortunately, if you have booked a holiday to Spain recently, you’re not likely to be covered if the hotel and airline haven’t cancelled.
“Certainly, I would be looking to take advantage of any of those where you can move your flight for free. Book it for another time, because a refund is certainly unlikely.
“I’d certainly be taking advantage of any ATOL credit notes which are now backed by the government. I’d be talking to the hotel about moving it to the future.”
- Martin Lewis
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