Martin Lewis says travel insurance cannot cover for COVID-19
We use your sign-up to provide content in ways you’ve consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info
Covid-weary Briton may be more eager than ever to get away on a foreign holiday. However, money saving expert Martin Lewis has warned that the decision to travel is one which will come with a major “risk”.
Amid the Government’s ever-changing traffic light travel list, Britons could find their green list holiday suddenly placed under amber or even red restrictions.
While travel insurance is usually a crucial go-to when it comes to unexpected changes to travel plans, Martin pointed out the traffic light rules are an area where insurers fall flat.
Appearing on ITV’s This Morning, the money saving expert was asked whether travel insurance policies could offer protection if a country was suddenly placed onto the red or amber list.
“There are no travel insurers that will cover you for what you want,” he warned.
“People have to understand this: Travelling abroad for holiday has risk and there’s a risk to your finances.”
Although there are ways to mitigate this risk, travel insurance can not work alone when it comes to Covid.
“We mitigate that first of all by looking for flexible bookings,” Martin explained.
“Secondly, by trying to pay on plastic preferably a credit card paid off in full so you get the Section 75 protection.
‘This summer is for the bold & desperate’: Simon Calder warns Britons [COMMENT]
Is Turkey staying on the red list? Holiday hopefuls in despair [INSIGHT]
British bar owner in Spain blasts travel list [INTERVIEW]
“And thirdly by having travel insurance.
“You should always get it because there are many issues other than Covid and it’s always been worth getting and you get it as soon as you book.
“I don’t want people not to get travel insurance because of what I’m about to say.
“Basically if you have a personal Covid issue you’re generally covered.
“If you have a systemic, nationwide Covid issue you’re generally not.”
While insurers will provide coverage in the event a passenger, or a member of their party, comes down with COVID-19, they are unlikely to cover restrictions put in place as a result of traffic light changes.
On Thursday evening, the Government announced their latest amendments to the traffic light list.
Those booked to the likes of Majorca, Mallorca and Ibiza in the coming weeks were served with the devastating news the Balearics would be turning amber from July 19.
As a result, those returning from the popular holiday archipelago would face 10 days of mandatory quarantine if unvaccinated.
Fully vaccinated travellers are able to side-step this quarantine, however, all passengers must pay for and take a COVID-19 test before travelling and on day two of arrival in the UK.
The British Virgin Islands are also set to be added to the amber list.In addition, four new nations are to be placed on the red list.
These include Cuba, Indonesia, Myanmar and Sierra Leone.
According to Secretary of State for Transport Grant Shapps, this decision was made in order to “safeguard our domestic vaccine rollout.”
Source: Read Full Article